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Pensions

Those who save for the future should be able to bank on financial security. Our pensions team work with indivdiuals to ensure their pensions are protected in a range of scenarios, and help employers to meet their obligations in a sustainable manner.

Helping you navigate the complex world of pensions.

We offer the advantage of advice from a dedicated pensions team. With in-depth knowledge of pension arrangements in the UK and how UK regulations impact offshore pension arrangements, we help individuals, employers and advisors to navigate a complex regulatory and tax regime, to create financial security and to help deal with issues.

Advice for individuals

Our core focus is on helping you achieve your retirement aims, whether that is providing for your future, or using your retirement savings to provide for your family or other nominated beneficiaries on your death.


We offer an integrated service that focuses on each individual's needs and plans. That may entail advising on pensions and estate planning; looking at how your savings could be affected by the tax laws of different jurisdictions; pensions in the context of a divorce settlement; or, managing a change in employment.

Where a bespoke solution is needed, we have the knowledge and experience to craft one. As an international firm we are adept at helping people who have interests in different countries or who do not intend to remain in the UK for retirement. Senior advertising executives often consult our team on contracts and share options when they move between agencies. Our team also has the expertise to advise on more complex scenarios, including in relation to international pension plans and other offshore arrangements, and always stay at the forefront of the latest developments. 

Advice for employers

We provide a full-spectrum service to employers, from setting up pension schemes to handling legacy arrangements. Our reputation is such that we are often asked to advise other professional services firms on their own pension arrangements. We are particularly adept at helping employers balance their pensions and life assurance commitments with their key objectives.

We help clients meet their auto-enrolment requirements and where a company is concerned to help senior executives benefit in a tax-efficient way, we can advise on solutions. Excepted group life schemes are, for example, commonly used to provide lump sum death benefits, which are outside the scope of the lifetime allowance. We have advised numerous clients on how to amend their pension contribution arrangements for high earners affected by the tapered annual allowance.

We also have nearly two decades of experience advising employers on legacy final salary schemes, including negotiating with the scheme's board of trustees in relation to funding and governance requirements and updating scheme rules in line with the latest statutory changes. In particular, we can help clients plan for funding risks. 

Advice for intermediaries

Pensions advisors, wealth managers and consultants frequently call on us for legal support. Our in-depth understanding of scheme rules and governance means that we are able to assist with the development of new products, such as excepted group life trusts and self-invested personal pensions (SIPPs) – providing not just documentation but also insights into the requirements of successful people.

We can also help pensions advisors to speak with confidence about the options available to their clients – for example, if an overseas saver has a sizeable UK pension and has questions on the tax implications of drawing it abroad.

Track record

Our team

Paul Hewitt

Paul Hewitt

Partner | London

Paul Hewitt

Partner | London

Trust, estate and inheritance disputes

Elaine Aarons

Elaine Aarons

Partner | London

Elaine Aarons

Partner | London

Employment

Judith Ingham

Judith Ingham

Consultant | London

Judith Ingham

Consultant | London

Private client and tax

Estella Bogira

Estella Bogira

Senior Associate | London

Estella Bogira

Senior Associate | London

Private client and tax

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Typical clients include

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Families and family offices

Families call on us when they want a firm that understands their needs – whether they are looking to pass down wealth, set up and run a family office, or make their mark through philanthropy. Find Out More
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High net worth individuals

With complex interests that often span several jurisdictions, highly successful people need seamless advice. With a full-service offering across our offices around the world, we provide just that. Find Out More
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Leaders and senior executives

We help business leaders to manage their responsibilities at work and home – from advising on employment contracts and regulatory matters, to dealing with tax, wills and prenuptial agreements. Find Out More

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We offer a full range of services to individuals and businesses.  Find out how we can help you solve challenges and maximize opportunities.

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