Kym Jesse

I specialise in banking and finance law, with a passion for venture debt finance and UK and cross border acquisition finance, although I am fortunate to have worked on a variety of different types of finance transactions during my career, including investor funding, receivables financing, securitisation and trade finance which has given me a real variety of experience.

I have represented and advised institutional lenders, private investors, venture capitalists and corporate borrowers across a breadth of industries, including life sciences, clean tech, digital tech, health and leisure. I really enjoy representing early stage venture backed businesses in the tech and fin tech spheres entering into venture debt transactions, helping them to explore alternative ways to finance growth for their startups alongside traditional equity funding. This frequently involves structuring and negotiating appropriate and unrestrictive security packages for these types of businesses where their major asset porfolios is often limited to cash receivables and developing intellectual property and having to reconcile cash flow mitigations, working capital requirements, receivables and cash flow financing with lender collateral expectations. In my view, this type of financing and the enforced in depth understanding of the client’s business and business model required when acting borrower side, gives me a real opportunity to get to know my client and their business.

I am able to deliver a high standard and versatility in drafting banking agreements, having frequently advised on a variety of corporate, institutional, private and venture lending and borrowing and preparing and/or negotiating both bespoke and conventional documents to implement these arrangements.

It is often a challenge to simplify a very technical area of law and to find a way round institutional red tape and legal restrictions facing a lender to ensure we achieve a commercially workakable deal for a borrower, but I love working through these challenges! With the benefit of both lender and borrower representative experience, I am able to give experienced and practical advice on the best commercial position for the borrower together with honest advice on what is achievable in reality.