Michelle Chow

Consultant | Hong Kong

Secretary Janet Yee


Michelle is a consultant in the private client and tax team.

She advises on a broad range of wealth planning matters including setting up discretionary trusts, from initial advice on trust structures to transfer of assets to distribution; change of trustees, preparing letter of wishes, trust restructuring and termination of trusts. She also advises on corporate structures and compliance issues.

Michelle also has particular expertise in charity law, including advising on the setting up of charitable organisations and governance matters for universities, schools, banks, corporations and individuals. She has also advised on the charitable funding for research development. In addition, she also advises on negotiating and preparing donation agreements, the use of funds for charitable purposes, making and receiving donations, charities operations and dealing with the Inland Revenue Department and Companies Registry as well as various private banks on issues relating to setting up charities and compliance. She sits on multiple hospitals, schools and charity boards and brings her wealth of experience to her clients. She is a co-chair of the STEP's Philanthropy Advisors Special Interest Group Steering Committee and a trainer on philanthropy courses globally.

Headshot of Michelle Chow

Me in a minute

I count myself extremely fortunate to be part of Withers' global philanthropy and charity team.

Hong Kong is a buzzing city, but its wealth gap is one of the biggest in the world. Working as both a wealth planner and a charity lawyer in Hong Kong, I am honored to be able to help clients who build their own wealth through successful businesses or inheritance. No matter how they make their money, I enjoy advising them to plan carefully to achieve their goals  -  i.e. to pass their wealth down to their families and charities.

I always advise my clients to be fair in order to avoid potential conflicts in the family. In the old days, only Chinese males could inherit the family's wealth. Some women may be grateful to me for successfully persuading their grandpa to give not only to boys, but girls too! As a wealth planner, one can become the family's trusted advisor. A client who comes to me to plan his philanthropic endeavors may end up establishing a discretionary trust, receiving US tax advice and getting his daughter's pre-nuptial agreement done! I treasure the relationship and friendship that can develop over the years, and learn so much from advising my elderly clients in particular. I was so touched when a client tracked me down 15 years after I set up his father's trust, to re-organise the trust as the family expands.