Insurance companies

As an insurance company you are there for your customers when the worst happens. Be it accidental injury or damage, natural disasters, the death of a loved one: you provide a service at some of the most difficult times in their lives. The rest of the time, you offer peace of mind.

It’s a tremendous service, and one in which we aim to support you with our extensive knowledge of insurance matters and the broader commercial issues that companies such as yours face.

A changing sector

At present the insurance industry itself is facing difficult times, with growth yet to recover fully after the 2008 global financial crisis. Political upheaval in the US and UK has only added to existing uncertainty about how and where companies can turn a profit. Partly as a result, mergers and acquisitions are on the rise and our lawyers are on hand to ensure these run smoothly, assisting with negotiations, drawing up contracts, ironing out any conflicts and handling related issues such as tax and employment.

Technology is moving particularly rapidly in this sector and you may need to protect your intellectual property as you devise ways to harness it to interact with your customers more effectively. Or perhaps you are considering how developments from driverless cars to ‘robo-advisers’ will affect your business and would like some insights into new markets.

Your first phone call

Like you, we reassure our clients that our help is available when they need it. That means explaining what you can expect when things go wrong – for example advising on likely outcomes of high-value claims – and if necessary fighting for your interests in court. In Singapore, our highly experienced, market-leading team at Withers KhattarWong LLP acts for 80% of insurance companies in the market, advising on a variety of matters including liability and coverage issues, professional negligence and all types of disputes.

We are also here to ensure that everything runs smoothly when times are good, conducting regular seminars for insurance companies on developments and updates in insurance and reinsurance. As a full-service law firm operating out of 17 offices around the world, we can naturally fulfill any broader needs you may have as well. Our insurance litigators will call on equally qualified corporate lawyers, tax lawyers, employment lawyers and many more to offer you technical legal excellence across the board. Think of it as your own peace of mind.

For further help or information

Get in touch

04 June 2020 - Article

Insurance coverage guidance for at risk US individuals and businesses

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Only Singapore law firm with 'Outstanding' ranking for insurance

'Recommended' law firm for insurance - Singapore (2017)



The team has been a dependable advisor to HL Assurance across a range of our insurance products. The firm’s knowledge of the insurance industry is second to none, and their service is always flawlessly delivered.

HL Assurance

We have worked very closely with the Withers’ insurance team in developing some of the most innovative insurance strategies in the world.

Crown Global Insurance

The insurance team at Withers KhattarWong is very professional and delivers top tier services with great energy and positive attitudes. They are very knowledgeable about the insurance sector and are proactive and thorough in their approach.

Low Yong Yeow, Senior Claims Specialist – DirectAsia Insurance

Withers KhattarWong is our first port of call for insurance claims matters. They are experts in this area and have consistently delivered excellent, practical advice for our matters.

Lim Wen Hwei, Head, Claims – Etiqa Insurance Pte Ltd

We are very pleased with the team at Withers KhattarWong. They are technically strong, have a keen understanding of the insurance sector and they have helped us achieve numerous favourable results for our claims matters.

Mary Nelson, Senior Manager, MS First Capital Insurance Limited

Meet the team

Track record

International insurance companies

Withers' specialist tax team has a wealth of experience working with insurers. So it's not surprising leading companies turn to us for advice on a range issues surrounding insurance premium tax. This has included assessing the applicability of insurance premium tax to employers’ liability insurance in the UK. We also conducted a major review of the application of insurance premium tax across the EU.

Crown Global

We worked with Crown Global to devise the first dual qualified US/UK insurance bond. The policy we advised on is the first insurance policy of its kind on the market which is suitable for individuals who are subject to the US and UK tax systems, such as US citizens living in the UK.

Divestiture of an e-commerce platform to a US retail group

Advised a PRC insurance group in its two-stage divestiture of a B2C e-commerce platform to a US retail group, the investment in a PRC third-party payment business and proposed debt/equity investments in a Portuguese wind farm.

Defending claims against barristers and solicitors

We act for insurers, most notably the Bar Mutual in defending claims against barristers, and the Travelers Insurance group in defending claims against solicitors.

Interpretation of Workmen's Compansation Act results in legislative changes

We acted in Cosmic Insurance Corp Ltd v United Oil Company Pte Ltd [2006] 3 SLR(R) 236, concerning the interpretation of S18(b) of the Workmen’s Compensation Act which resulted in legislative changes to the Act.

SG$549 million refinancing of Capital Square in Singapore

Acted together with MEAG, the asset manager of Munich Re (one of the world's leading reinsurers and risk carriers) and ERGO (one of the major insurance groups in Europe) in the SG$549 million refinancing transaction obtained by Queensley Holdings Limited for the commercial building in Singapore known as 'Capital Square'. Our Client subscribed for all the SG$151 million secured junior notes and SG$78 million of the preferred shares issued by Queensley Holdings Limited as part of the refinancing.

NTUC income insurance co-operative

We advised NTUC Income Insurance Co-Operative on a range of employment related matters in Singapore.

Chinese insurance group's acquisition of a Hong Kong bank

Advised a People's Republic of China (PRC) insurance and finance group in its acquisition of a licensed bank in Hong Kong.

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