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Residential and alternative living finance
Whether you are financing a prime residential development, investing in alternative living assets, or restructuring existing facilities, we are here to guide and support you every step of the way.
Residential and alternative living finance demands more than funding, it requires market insight, regulatory awareness, and a deep understanding of private capital dynamics. At Withers, we advise lenders and investors on financing across build-to-rent, co-living, student accommodation, senior living, and high-value residential portfolios.
We act for family offices, private banks, and specialist funds investing in or lending against residential and alternative living assets in the UK and internationally. From acquiring a luxury residential block to refinancing a student housing portfolio, we deliver clear, pragmatic advice aligned with your investment strategy.
How we can help you
- Investment finance for stabilized residential and alternative living assets
- Acquisition finance for new residential developments and living concepts
- Refinancing of existing facilities to optimize capital structure and reduce cost of debt
- Development finance for residential and alternative living projects with strong exit strategies
- Mezzanine and structured finance to support layered ownership and funding models
- Cross-border lending and multi-jurisdictional security arrangementsInward investment support for international capital entering UK residential markets
Our clients
- Family offices
- Private banks
- Specialist funds
- Real estate investors and developers
What sets Withers apart
- We understand residential-specific challenges: From planning risk to market cycles, we help you navigate real-world issues beyond the legal documentation.
- Senior-led, deal-focused advice: We stay close to the transaction from term sheet to completion, integrating with your team and adapting to your pace.
- Private capital expertise: With deep roots in advising private wealth and institutions, we understand the sensitivities of personal, commercial, and regulatory considerations.
- Lender and borrower insight: We have advised across the table, anticipating concerns, shortening negotiations and protecting outcomes.
- Global reach, local insight: With a strong presence across Europe, the US, and Asia-Pacific and trusted relationships in the Middle East, we regularly advise on inward investment into UK residential and alternative living sectors. We connect global capital with local opportunity.
Our team
Jon Bond
Partner | London
Sergio Anania
Partner | Milan
Guan Feng Chen
Consultant | Singapore
Patricia M. Lee
Partner | New York
Rosa Ertze
Partner | New York
Get in touch
Our website will give you a flavor of the advice we provide - if you would like to talk to us for more information, please contact our client services team who will be happy to assist.