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Receivables and supply chain finance
If you are lending against receivables, unlocking supply chain capital, or raising working capital from your cashflow, our team can help.
When capital is locked in invoices, contracts or supply chain risk, we help you unlock it safely and strategically.
Withers advises trading businesses, debt funds, private banks and institutions on structuring lending against receivables, subscription income and contract flows, our advice focuses on balancing credit security with commercial goals and operational flexibility.We understand the real-world complexities of receivables and trade-based finance, including collections risk, intercreditor dynamics, and cross-border enforcement.
How we can help you
- Invoice discounting and factoring arrangements
- Supply chain finance and payables programs
- Subscription line facilities for funds secured on capital calls
- Lending against service contracts or long-term receivables
- Borrower-side support for companies raising working capital
Our clients
- Trading businesses
- Debt and credit funds
- Private banks
What sets Withers apart
- Cashflow-focused structuring: we tailor legal structures to the shape of the cash, recognizing the commercial patterns and credit exposures involved.
- Lender and borrower insight: we have advised across the table, anticipating concerns, shortening negotiations and protecting outcomes.
- Sector breadth, private capital depth: regardless of your sector, we know how to support you where revenue predictability meets operational complexity.
Our team
Jon Bond
Partner | London
Sergio Anania
Partner | Milan
Guan Feng Chen
Consultant | Singapore
Patricia M. Lee
Partner | New York
Rosa Ertze
Partner | New York
Get in touch
Our website will give you a flavor of the advice we provide - if you would like to talk to us for more information, please contact our client services team who will be happy to assist.